Emily Tye

Does applying for a credit card affect your credit score?

Find out how a credit card application affects your credit score in the UK and how to minimise impact.

Emily Tye

Apr 8, 2026

5 min read

Does a balance transfer affect your credit score?

A balance transfer can improve your credit score if you use it to reduce your debt and lower your credit utilisation.

Emily Tye

Apr 1, 2026

5 min read

What is a balance transfer on a credit card?

A balance transfer credit card allows you to move your balance from one or more existing credit cards to a new card. Find out how it works.

Emily Tye

Apr 1, 2026

4 min read

8 tips to follow with your first credit card

Essential guide covering 8 credit card tips: number of applications, limits, utilisation, cash advances, and more.

Emily Tye

Mar 31, 2026

4 min read

What is a bad credit score?

A bad credit score means under 641 with Experian, under 439 with Equifax, or under 566 with TransUnion. Find out what these mean and what to do next.

Emily Tye

Mar 31, 2026

5 min read

What are pre-approved credit cards?

Find out what pre-approved credit cards are, whether pre-approval guarantees acceptance, and how to check your eligibility.

Emily Tye

Mar 31, 2026

4 min read

What is an unsecured loan?

An unsecured loan lets you borrow without putting up an asset as security. Find out how they work and whether one could be right for you.

Emily Tye

Mar 27, 2026

4 min read

What is a guarantor loan?

A guarantor loan is backed by a second person who promises to repay if you can't. Find out how they work, who qualifies as a guarantor, and the risks.

Emily Tye

Mar 26, 2026

5 min read

Can I get a loan on Universal Credit?

Find out how government Budgeting Advances work, what lenders look for, and what to watch out for.

Emily Tye

Mar 26, 2026

3 min read

Loans for people on benefits: your options explained

Can you get a loan on benefits in the UK? This guide covers your options from interest-free government schemes to direct lenders.

Emily Tye

Mar 25, 2026

6 min read

Holiday Spending Hacks: The Best Value Destinations for 2026

New data reveals underrated destinations for 2026, covering the cheapest places to travel, popular destination dupes and more.

Emily Tye

Mar 24, 2026

How does credit card interest work?

Credit card interest builds daily on any unpaid balance. Find out how the rate is calculated, when interest starts, and how to avoid paying it.

Emily Tye

Mar 20, 2026

5 min read

What is a credit card statement?

Your credit card statement is a monthly summary of what you owe and what you've spent. Here's what every section means and what to do with it.

Emily Tye

Mar 20, 2026

6 min read

How do credit cards work?

Discover what credit cards are, how they work, and how to use them responsibly to build credit.

Emily Tye

Mar 20, 2026

5 min read

What is a CVV number?

CVV (Card Verification Value) is the 3 or 4-digit security code unique to your physical credit or debit card.

Emily Tye

Mar 13, 2026

2 min read

Advantages and disadvantages of a credit card

Used smartly, credit cards can be a fantastic way to build a better financial future. Used poorly, they can work to your detriment.

Emily Tye

Mar 13, 2026

3 min read

What is a credit limit?

A credit limit is the maximum amount you can borrow on a credit card at any given time.

Emily Tye

Mar 12, 2026

5 min read

The cost to live as a single person in the UK

New data reveals the most and least affordable cities to live as a single person, and where the “singles tax” is hitting people the hardest.

Emily Tye

Mar 2, 2026

How to pay off credit card debt

If you’re struggling to pay off your credit card debt, there are steps you can take to turn things around.

Emily Tye

Feb 19, 2026

5 min read

What is the minimum payment on a credit card​?

Understand what the minimum payment is and how it's calculated.

Emily Tye

Feb 17, 2026

3 min read

How to balance transfer from Aqua Card to Zable

Learn how to transfer your balance from an Aqua credit card to Zable in a few simple steps.

Emily Tye

Feb 10, 2026

2 min read

Vote for Zable in the 2026 British Bank Awards

Vote Zable as the ‘Best Credit Card Provider’ at this year's British Bank Awards.

Emily Tye

Feb 4, 2026

2 min read

What is a good credit score?

Discover what counts as a good credit score in the UK across Experian, Equifax, and TransUnion.

Emily Tye

Jan 16, 2026

5 min read

How do loans work?

Learn what a loan is, how it works, the different types of loans you can get, and more.

Emily Tye

Jan 9, 2026

5 min read

How to improve your credit score

Struggling with your credit score? Follow these simple, effective steps to improve your score and boost your chances of getting accepted for credit.

Emily Tye

Jan 9, 2026

5 min read

Debit card vs credit card

Not sure when to use a credit or debit card? Compare features, benefits, and risks so you can choose the best option for every purchase.

Emily Tye

Dec 23, 2025

5 min read

Can you use a personal loan to pay off a mortgage?

Thinking of using a personal loan to pay off your mortgage? Find out if it’s possible, why it’s usually not ideal, and better alternatives.

Emily Tye

Dec 23, 2025

3 min read

How many credit cards should I have?

One card or more? Find out how many credit cards are right for you based on your financial situation.

Emily Tye

Dec 22, 2025

3 min read

How to cancel a credit card

Want to close your credit card account? Follow these 6 steps to cancel a card safely, avoid credit score damage, and keep your finances on track.

Emily Tye

Dec 19, 2025

5 min read

Does Klarna affect your credit score?

Using Klarna or Clearpay? Learn how Buy Now, Pay Later services affect your credit score and what to watch out for.

Emily Tye

Dec 18, 2025

5 min read